A Complete Guide to Selecting the Right Car Insurance Policy:
Types of Car Insurance Policies:
- Third Party Car Insurance Policy
- Comprehensive Car Insurance Policy
Third Party Car Insurance Policy:
- This Policy is mandatory for every car owner under "Motor Vehicles Act" of India.
- It covers the damage done by you to other vehicles or in case of any casualties.
- It does not cover the damage done to your own vehicle.
- Price for this policy is determined by IRDAI - Insurance Regulatory & Development Authority of India.
Comprehensive Car Insurance Policy Covers:
- Natural Calamities
- Damages done due to man-made perils - Riots, Strikes, etc.
- Fire Perils
- Theft & Burglary
Optional Additions to the Comprehensive Car Insurance Policy:
- Theft & loss of personal belongings
- Hydro-static cover
- Zero depreciation cover
- Return to invoice cover
- Engine & gearbox protection
- Cost of consumables
- Duplicate key cover
- Medical Cover
- No-claims bonus protector
- Roadside assistance & rent-a-car benefit
How to Select the Best General Insurance Company?
- Claim payout process
- Quality of garages in cashless network
- Days required to settle a claim
- After-sale service
- Share of loss with insurance company
- Discount offered
Get your Car Insured Today!
Visit us at www.hdfcsales.com.
If you have any questions regarding our services or the contents of this video, feel free to leave a comment below or reach out to us through the contact form on the following page: https://www.hdfcsales.com/contact-us
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